Does Walmart Take Apple Pay In 2022? (Do This Instead…)

Walmart Inc.
  • Wal-Mart Discount City (1962–1969)
  • Wal-Mart, Inc. (1969–1970)
  • Wal–Mart Stores, Inc. (1970–2018)



Sam Walton


Number of locations
10,593 stores worldwide (January 31, 2022)



Area served
Key people






Convenience shop
Revenue Increase


559.2 billion




US$22.55 billion




US$13.70 billion



Total assets


US$252.5 billion



Total equity


US$87.53 billion



Walton family



Number of employees
2,300,000 (Jan. 2021)


U.S.: 1,600,000



List of subsidiaries

Footnotes / references




About 96% Americans are currently using cell phones. Around 55% of the mobile devices used by Americans today are iPhones.

  • Apple Pay is popular among these customers. It can be used at more than two million U.S. stores. But does Walmart take Apple Pay like thousands of other companies? We found out!
  • Does Walmart Take Apple Pay In 2022? (Do This Instead...)

    Is Walmart going to take over Apple Pay in 2022?

    Walmart doesn’t accept Apple Pay at their stores starting in 2022. Walmart will not accept Apple Pay in their stores. Customers may instead use the iPhone to pay for items at registers or self-checkout aisles. Walmart only accepts payments via MasterCard, Visa, Checks, PayPal, Amex, and cash.

  • More digging revealed interesting reasons Walmart wouldn’t accept Apple Pay. And what is the next best thing? Continue reading
  • How to Pay With iPhone at Walmart Using Walmart Pay
  • Are you an iPhone user looking to make a purchase at Walmart quickly and easily?
  • To do this, you will have to download the Walmart Pay app onto your iPhone (link to the iOS app here), signup for a free account, and connect your debit/credit card to the Walmart Pay app.

  • Side note: the below video walks you through the entire process of setting up and paying wirelessly using Walmart Pay on an iPhone in-store!
  • To use the Walmart Pay app, simply take your items at the register or self-checkout aisle and scan the QR code once the final total comes up.

  • Once you have scanned the QR code you’ll be taken directly to the app, where you can use your debit/credit or card for payment!
  • Apple Pay works in a similar way to Apple Pay. Your payment will process instantly and, as an added bonus, your digital receipt will be available within the app.
  • Walmart Pay works in a similar way to Apple Pay. However, it’s still the most convenient option for customers who want to be able to make payments digitally.

    Why doesn’t Walmart accept Apple Pay?

    Walmart Pay had an alternative reason for not accepting Apple Pay. Their loyalty to Merchant Customer Exchange, or MCX was the reason.

    The company (MCX), only accepts payment solutions using CurrentC QR codes. Because MXC is a direct competitor of Apple Pay, Walmart does not use it, along with Google Pay and Samsung Pay.

    Walmart is refusing to accept Apple Pay for two reasons.

    Walmart is able to use this information for highly valuable purposes, including to provide personalized suggestions and notifications to customers who have used the WalmartPay app.

    Does Walmart Take Apple Pay In 2022? (Do This Instead...)

    Will Walmart Ever Get Apple Pay?

    Walmart representatives stated that they do not intend to accept Apple Pay. Since Walmart Pay is built into the Walmart app you have right on your iPhone, there really is no need for Apple Pay and the associated fees.

    Apple Pay: Which shops accept it?

    Apple Pay is not available at Walmart. However, you can still use it to purchase groceries or other goods in thousands of stores.

    CVS, 7-Eleven and CVS accept Apple Pay at their checkouts. They had been resisting the app for some time, but they gave up recently. Below are some retailers who accept Apple Pay.

  • Acme Markets
  • Albertsons
  • Costco
  • Maxx Food
  • Publix
  • Safeway
  • Save Mart
  • Schnucks
  • Shop N Save
  • Super Valu
  • IKEA
  • Target
  • Walgreens
  • Whole Foods Market
  • Winn Dixie
  • You can pay in multiple ways, as many shoppers shop online. Apple Pay can be used online by many retailers. There are many:

  • Best Buy
  • Disney
  • Dunkin’ Donuts
  • Etsy
  • Fandango
  • Lyft
  • Panera
  • Sephora
  • Starbucks
  • Uber
  • Wish
  • Another option is to use the Walmart app if your need to make a purchase right away.

  • Walmart customers have an alternative to Apple Pay
  • It’s possible to use Apple Pay with Walmart. Your Apple Pay app can be used with the ibotta application and extension. To use ibotta successfully, all you need is:

  • The ibotta extension app can be downloaded to your Android phone
  • Next, choose Apple Pay when you make a purchase through the ibotta App in store or via the extension at your home from your computer
  • Ibotta, an eCorp cashback reward program that gives you up to 2% for every purchase, is called eCorp Cashback Rewards. You can only use it for items in specific shops. It is important that you locate and access the products on your phone in order to shop.

    When you use Apple Pay, cashback can be obtained instantly via a savings of 2%. Simply show the QR Code to the cashier.

  • Additionally, Affirm Financing is available
  • In addition to these options, you can also choose to use Affirm if you are shopping at Walmart online. Affirm, like all credit options, is an option for installment financing.

    If you’re eligible, this app will allow you to finance your purchase right away. You can also pay off the balance within three, six or twelve months.

    The Affirm eCommerce loan option is similar to layaway, and you will not have to pay interest on many items. But, you may have to pay an annual percentage (APR) between 10-30% for certain items. Your credit rating will impact the APR.

  • Get the Walmart App
  • You can download Walmart’s app by following these steps.

  • Navigate to the Apple App Store and enter Walmart Pay into the search box
  • Select the Walmart Pay App and begin the download process
  • Once it is downloaded, open the app and go to the Services screen
  • Tap on Walmart Pay > Set Up Walmart Pay
  • You can follow these simple steps to register your card to shop at Walmart.
  • All you have to do to pay for your items at the checkout is to scan the QR code
  • Does Walmart Take Apple Pay In 2022? (Do This Instead...)

    Apple Pay: What’s the Benefit?

    Apple Pay allows you to make purchases without worrying about your PIN being stolen. There is also no card reader, chip, or other device in your phone that can be used to steal your PIN number while you’re checking out.

    Face ID or Touch ID are also options to increase security. There are three kinds of sensors used by Face ID to scan your skin.

    Except for your twins, Touch ID is only available to you. Touch ID can only be done using your fingerprint.

    Apple Pay’s other benefit is the fact that your receipt is automatically saved. Apple Pay handles that task for you. Every transaction can be stored privately on your phone, but you cannot access it without your security settings like:

  • A PIN
  • Face ID
  • Get Touch ID
  • Apple Pay’s Other Benefit
  • Apple Card is an Apple Card that comes with no fees. This credit card allows you not only to use Apple Pay with iPhones, but also offers the option of paying for purchases with Apple Pay. Also, the Apple Card offers you the highest annual percentage rates (APR), so you’ll be able to save when you shop. Another bonus with the Apple Card is the daily cashback purchase award.

    Cashback is available for every purchase. You also receive 2% cashback if your Apple Card is used with Apple Pay. You save money with the Apple Card, but you also get 2% cashback when you use Apple Pay.

    Check out my guide about cashback at Walmart to learn more. Additionally, you can also see whether other stores like Kroger, Walgreens, Dollar General, Costco, and CVS take Apple Pay.

  • Additional Bonuses for More Savings
  • Add the ibotta application to a purchase and save 4%. You also get immediate cashback from Apple, no matter where your are shopping. Other stores also offer a daily cash bonus. For example, the Apple Store gives you an automatic 3% back for any purchase.

    You get 7% instant cashback if your iPhone is purchased using Apple Pay, the Apple Card, or ibotta. Walmart may not have yet joined the list. But you never know, they might.

    Is Apple Pay Accepted At Walmart?

    Walmart doesn’t accept Apple Pay, as it uses its own digital wallet named Walmart Pay. Walmart also accepts other forms of payment in its stores as well as online. The Walmart Pay app is usable on both Androids and iPhones, but it does come with certain advantages and disadvantages.Nov 9, 2021

    Apple Pay is Accepted By Whom?

    B&H Photo and Bloomingdales are some of Apple’s partner companies.

    .Does Walmart Take Apple Pay In 2022? (Do This Instead…)

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